Setyadi, H., S. Shabrina, and P. P. Widagdo. “Factors Influencing User Acceptance of Go-Pay: An Application of the UTAUT 2 Model”. JITSI : Jurnal Ilmiah Teknologi Sistem Informasi, Vol. 4, no. 2, June 2023, pp. 40 -48, doi:10.62527/jitsi.4.2.127.